Missouri Homeowners Insurance
Purchasing Missouri Home Insurance can get confusing, especially if you live in the greater Springfield, Ozark, Branson and Bolivar MO area.
Here at Nixon & Lindstrom we understand how confusing it can be some time. Although you are not legally required to purchase homeowners insurance as you are with Missouri car insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for homeowner’s insurance in Springfield, don’t fret! Nixon & Lindstrom is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!
Homeowner’s coverage doesn’t have to be difficult to understand. Typically, a basic Missouri homeowner’s insurance policy will cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
- Liability
You can also add supplemental policies such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Missouri Flood insurance policies
- Earthquake policies
- Missouri Umbrella insurance policies (additional liability)
- Animal Liability (liability issues due to household pets)
The needs of every home owner are different and your home insurance policy should reflect that. The agents at Nixon & Lindstrom will create a homeowner’s insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive homeowner’s insurance policy options. Fill out our quick and simple form for a free home insurance quote!
Nixon & Lindstrom, a Missouri insurance company has been proudly providing Springfield Missouri Homeowners Insurance quotes and policies to our clients throughout the greater Springfield, Ozark, Branson and Bolivar MO area since 1955.
